Tag Archives: home maintenance

Your Duties After A Loss | Brooklyn Covered

If your policy includes coverage for additional living expenses (and if it doesn’t, go out today and buy a policy with this important coverage), you must again keep accurate records of your expenses for housing, food, and transportation.
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Posted in caulking, drywall, home maintenance, home weatherproofing, Homeowners Insurance, homeowners insurance claims, homeowners insurance policy exclusions, Hurricane Deductible, Personal Insurance, Renters Insurance | Tagged , , , , , | Comments Off on Your Duties After A Loss | Brooklyn Covered

My Homeowners Insurance Policy, Part 2 | Brooklyn Covered

When the economy was blasting away like a furnace in a steel mill, homeowners actually spent money, copious amounts of money, on the regular maintenance of their homes. This investment, a direct reflection of the pride of homeownership, came with a accompanying benefit: Because of the amount of care and attention paid to keeping their homes in tip-top shape, there were fewer claims impacting, for example, my agencys results. And, the claims which were submitted were smaller in size. Less cost, less frequency.

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Posted in caulking, force-placed hazard insurance, home maintenance, home weatherproofing, Homeowners Insurance, homeowners insurance claims, Personal Insurance | Tagged , , | Comments Off on My Homeowners Insurance Policy, Part 2 | Brooklyn Covered

Save Money on Homeowners Insurance|Brooklyn Covered

The most important part of purchasing homeowners insurance is not the price of the policy, it’s the replacement / reconstruction cost estimate. This becomes your policys Coverage A or Dwelling Coverage amount. Without the proper Dwelling Coverage, you put yourself in the position of having to self-fund part of the reconstruction cost of a damaged home at 140% on the dollar. Why 140%?… Continue reading

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