Category Archives: home weatherproofing

Floodplains Outside Your Front Door

Unfortunately, for many homeowners, the answer they receive from their agent or broker will be “No, you don’t have flood insurance. You’re three and one-half miles from the nearest coastline. And if you recall we discussed adding flood insurance coverage to your insurance portfolio and you refused to spend money on a flood insurance policy when you lived in what you considered a very safe flood zone.” Continue reading

Posted in coastal homeowners insurance, drywall, Flood Insurance, home insurance covered perils, home weatherproofing, Personal Insurance, policy exclusions | Tagged , , , , , , | Comments Off on Floodplains Outside Your Front Door

Your Duties After A Loss | Brooklyn Covered

If your policy includes coverage for additional living expenses (and if it doesn’t, go out today and buy a policy with this important coverage), you must again keep accurate records of your expenses for housing, food, and transportation.
Continue reading

Posted in caulking, drywall, home maintenance, home weatherproofing, Homeowners Insurance, homeowners insurance claims, homeowners insurance policy exclusions, Hurricane Deductible, Personal Insurance, Renters Insurance | Tagged , , , , , | Comments Off on Your Duties After A Loss | Brooklyn Covered

My Homeowners Insurance Policy, Part 2 | Brooklyn Covered

When the economy was blasting away like a furnace in a steel mill, homeowners actually spent money, copious amounts of money, on the regular maintenance of their homes. This investment, a direct reflection of the pride of homeownership, came with a accompanying benefit: Because of the amount of care and attention paid to keeping their homes in tip-top shape, there were fewer claims impacting, for example, my agencys results. And, the claims which were submitted were smaller in size. Less cost, less frequency.

Continue reading

Posted in caulking, force-placed hazard insurance, home maintenance, home weatherproofing, Homeowners Insurance, homeowners insurance claims, Personal Insurance | Tagged , , | Comments Off on My Homeowners Insurance Policy, Part 2 | Brooklyn Covered