Category Archives: home insurance covered perils

Floodplains Outside Your Front Door

Unfortunately, for many homeowners, the answer they receive from their agent or broker will be “No, you don’t have flood insurance. You’re three and one-half miles from the nearest coastline. And if you recall we discussed adding flood insurance coverage to your insurance portfolio and you refused to spend money on a flood insurance policy when you lived in what you considered a very safe flood zone.” Continue reading

Posted in coastal homeowners insurance, drywall, Flood Insurance, home insurance covered perils, home weatherproofing, Personal Insurance, policy exclusions | Tagged , , , , , , | Comments Off on Floodplains Outside Your Front Door

Covered For Plane Crashes? |E. L. Greaves Jr.

When I realized I was talking to Mr. and Mrs. Worrywarts, I asked them if a plane crashed into their home. They confirmed their lovely home was still in one piece, and I calmed them down. When I asked them why in the world they were worrying now, after living in their home for several years, about plane crashes, they told me about the tragic accident in Indiana. Continue reading

Posted in Co-op Insurance, Condominium Insurance, home insurance covered perils, Homeowners Insurance, homeowners insurance claims, Personal Insurance, Renters Insurance | Tagged , , , , , | Comments Off on Covered For Plane Crashes? |E. L. Greaves Jr.