Category Archives: coastal homeowners insurance

Floodplains Outside Your Front Door

Unfortunately, for many homeowners, the answer they receive from their agent or broker will be “No, you don’t have flood insurance. You’re three and one-half miles from the nearest coastline. And if you recall we discussed adding flood insurance coverage to your insurance portfolio and you refused to spend money on a flood insurance policy when you lived in what you considered a very safe flood zone.” Continue reading

Posted in coastal homeowners insurance, drywall, Flood Insurance, home insurance covered perils, home weatherproofing, Personal Insurance, policy exclusions | Tagged , , , , , , | Comments Off on Floodplains Outside Your Front Door

New Changes to Coastal Homeowners Insurance

Now the insurance situation, is more dire not just for new homebuyers but for existing homeowners too. In between bites, I reminded Anne-Marie about how Hurricane Irene in 2011, and the big momma, Hurricane Sandy in 2012, gave insurance companies greater insight into number of homeowners risks they insured in certain areas. And it is these new insights which have given rise to newer realities in homeowners insurance. Continue reading

Posted in coastal homeowners insurance, Flood Insurance, Homeowners Insurance, Personal Insurance | Tagged , , , | Comments Off on New Changes to Coastal Homeowners Insurance