Category Archives: Personal Insurance

Home, Cooperative, and Condominium Insurance for First-Time Buyers

“Ask every broker or agent you contact for a quotation based on your homes’ full component replacement or construction cost (RCT), not the market value or the mortgage amount. Ask them to provide you with a printed copy of the replacement cost calculations. ” Continue reading

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Someone Else’s Opinion

“Then, I just wound up viewing to a T. D. Jakes sermon. Next thing I knew, I was listening to him, Dr. Myles Munroe, and Dr. Jasmin Scurlock. I pulled out all of my old tapes by Les Brown, Earl Nightingale, Jim Rohn, Brian Tracy, James Weldon, Tony Robbins, Zig Ziglar, and other speakers, and did nothing but listen to them, and read books necessary for the feeding of my soul, for about a month. Continue reading

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Wheel Locks, Wherefore Art Thou?

One of my neighbors, seeing the precautions I’d taken for a then ten-year-old car with dents and rust made some derisive comments about wasting money on protecting something so old and out of date. I responded by asking him whether his wife still carried life insurance on his old and out of date self, which shut him up. Continue reading

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