Ask For A Receipt Then Check It | Brooklyn Covered

“Tell you what” I said. “Either you give me my $2.10, or you can have everything back and return all of my money. Don’t take to long to think about it, because I’m going anywhere. The line will get long and this won’t be friendly.”

Ask For A Receipt Then Check It

When I was a youngster, I went grocery shopping with my Mom each week. I’ll always remember her teaching me to ask for a receipt, then check it against your purchases when you get home.

On more than one occasion, she’d drag us back to the supermarket because the cashier had overcharged her for an item. And there were more than a few occasions when she’d drag us back even faster when the cashier failed to charge her for an item or two, or gave her too much change.

If the cashier owed her money she’d go to the manager, (She knew them all on a first-name basis), and she’d show him the register receipt. She’d tell him not to hold it against the employee: Everybody made mistakes.

When the cashier gave her too much change, or failed to charge her for an item, my Mom would patiently wait around until no one was around, and quietly return the overage to the cashier. As far as she was concerned, the manager didn’t have to know everything.

“I don’t want a cashier to lose their job just because I kept a dollar or fifty cents. (Remember, back in the 50’s and the 60’s, fifty cents was fifty cents.)

“They need their jobs.”

When  you think about it, my Mom and other Moms like her created the concept of street cred.

Exam Time Means Sunflower Seeds

So, let’s fast forward to Wednesday morning. I’d driven my daughter to school because this is midterms and finals week. Since the beginning of time, or at least since she’s been taking midterms and finals, she gets a good breakfast and gets to relax to Mozart on the way to school.

On the way to my office, I decided to stop at a Mobil station and purchase the newspapers, some truly rot-gut coffee and a Drake’s Cake. While there, I noticed they had Sunflower seeds in stock. These were the Jumbo seeds, for a tagged price of $1.49 a bag.

Two Bags of Seed for $1.49 each

Before I continue, my daughter studies and does her homework best while enjoying sunflower seeds. Some kids blast music: She’s a  Seeder.

I prefer her choice.

So, purchasing three (3) Jumbo Bags of Original Sunflower Seeds for just $1.49 each was a real bargain. Nothing like keeping the seed supply cabinet fully stocked, I say.

So, I happily brought the three bags of seeds, newspapers, stomach-acid supplement, and cake to the counter. When the clerk behind the counter totalled everything he told me it was $12.54.

When I heard the total, something didn’t sit quite right with me, so I asked him for a receipt. Twice.  He finally complied, and I returned to my car.

Mom would be proud because while studying my receipt I saw the clerk charged me $2.19 for each bag of seeds. So, instead of paying $4.47, I’d been charged $6.57. Now to some of you, $2.10 may not sound like a lot, but I have to generate an average of $26.00 in gross revenue to net $2.10.

So, I returned to the store and showed the young man his error. His explanation? “That’s what the computer says.”

What Is This? Colossus, The Forbin Project?

I told him I didn’t care what the obviously poorly programmed computer said. The price of $1.49 was clearly stamped on each bag. He huffed and he puffed and I stood my ground. He again insisted he charged me the correct price.

“Tell you what” I said. “Either you give me my $2.10, or you can have everything back and return all of my money. Don’t take to long to think about it, because I’m not going anywhere. The line will get long and this won’t be friendly.”

Grudgingly, he returned the $2.10. He kept the receipt, but that’s okay.

I’m going to keep the bags as proof.

Well, two of them anyway. She’s got an AP B/C calc midterm in the morning. One bag is  already gone.

Rain, Rain, Go Away…From The House|BrooklynCovered

This video, the latest in the “Just Thought You’d Like To Know” series, uses a paper house and soda straws to demonstrate how best to carry water away from your home before the next “rainstorm of biblical proportions.”

Gus the Roofer, Keith Huggins of Pusky Plumbing, and Curtis Godoy of Curtis Home Improvement are just a few of the most competent and reliable tradespeople I’ve ever had the honor of meeting. In fact, they’re the gentlemen I call to do work in my mothers house, so you know they must be good.

This video, the latest in the “Just Thought You’d Like To Know” series, uses a paper house and soda straws to show how best to carry water away from your home before the next “rainstorm of biblical proportions.” Making “Rain, Rain, Go Away…From The House”, is no joking matter.

This video was produced before the East Coast Earthquake and Hurricane Irene’s decision to pay a visit to the entire East coast of the United States.  In some of my upcoming videos and written blogs, I’ll be featuring some of the people every property owner should have on speed dial. 

Gus the Roofer, Keith Huggins of Pusky Plumbing, and Curtis Godoy of Curtis Home Improvement are just a few of the most competent and reliable tradespeople I’ve ever had the honor of meeting. In fact, they’re the gentlemen I call to do work in my mother’s house, so you know they must be good.

Here are two (2)  important tips: First, make sure you purchase and install a good sump pump with sufficient capacity for the area you want to protect from interior floods. A good place to purchase these pumps are Flatbush Hardware (Flatbush Avenue and Saint Marks Place in Brooklyn, NY), and of course, your local Home Depot and Lowes stores. Take time to ask questions so you’ll be sure to buy the pump you  need.   

My second tip? Go to your local pet store and pick up a bag or two of the doggie wee-wee pads. These pads hold a tremendous amount of water, and can supplement buckets and pails should the roof begin to leak. You can use them to keep water from  seeping under your house and garage doors. Again, because of the amount of water they absorb and hold, they are a better alternative to rolled-up towels.

Get Ready For Irene|BrooklynCovered

“No matter where Hurricane Irene makes landfall, if she does so as a Category 4 Hurricane, she’ll be packing winds ranging from 131 to 155 miles per hour. The potential for damage from a hurricane like this is extreme.”

Cue Winston Desmond…Or is it Desmond Winston?

Tony Powell, the original “Soul Man” of the Imus in the Morning radio show has several laugh out loud characters he plays. One of my favorites, (along with Congressman Charles Rangel), is when he imitates a proud Jamaican. When Imus introduces him, he always says, “Everyting irie, I-man, everyting irie.”

Well get ready because Hurricane Irene is coming, and we don’t really want the everything she’s bringing. The National Weather Service is projecting a storm track where Irene will “kiss” Bermuda (talk about your weather cooties).  According to the experts, while the entire east coast will be affected, Irene will probably make landfall anywhere from Miami, Florida to North Carolina.

Yeah, right.

To quote the Weather Girls,  have I got news for you. Based on the rainfall of biblical proportions we’ve “enjoyed” here in the New York Metropolitan area, Irene is coming to New York. Why, you ask? Gee, I don’t know. Maybe she wants to see “Memphis” on Broadway.

No matter where Hurricane Irene makes landfall, if she does so as a Category 4 Hurricane, she’ll be packing winds ranging from 131 to 155 miles per hour. The potential for damage from a hurricane like this is extreme.

Gee, no kidding.

Folks, if you haven’t done so already, it’s time to prepare.

Your home

In  my of recent video posts, I demonstrated, using a little paper house, several of the ways to move water away from your home. Take the time either today or tomorrow to perform the following checks:

  1. Make sure your gutters are absolutely clear of any and all debris. Anything in your gutter will serve to impede the flow of water toward the downspout. You can go to your local hardware store, Home Depot, Lowes and buy mesh-like covers and screens which attach to your gutters. These devices will allow water to flow through and leaves, branches, baseballs, and beer cans to fall off the roof.
  2. Check to make sure your gutters are firmly attached to the roof. And make sure those roof edges are sealed or else water could seep under the shingles and into the house.
  3. Make sure the downspouts are also clear. And install a mesh screen in open downspout openings.
  4. Add at least a 2-3 foot or even longer extension to the end of each downspout not routed directly into your main drain or drywell (And when’s the last time you had them checked or cleaned?). The further away from the building water is carried, the better.
  5. Check the landscaping around your home. Make sure the land, ground or cement which meets the walls of your home slopes away from the house, not towards it. It doesn’t make sense to do numbers 1-4, only to have the water pool around the foundation so it looks like you’re having folks over for a pool party.
  6. If you own the type of home which sits on a slab, and/or has a roof attached to the walls by clips, check to make sure these connections are tight and waterproof. Hurricane Andrew, the Irene of 1992, showed too many people their houses weren’t as well constructed as they thought.
  7. Sump pumps. Every home should have at least one sump pump.  Just one thing – test it/them to ensure operational integrity. In other words, make  sure it/they work.
  8. Inspect your roof and make temporary repairs to loose shingles, cracked tar paper and similar defects. Or, even better, secure a tarp to the roof.
  9. Hopefully, you’ve purchased flood insurance, and are past the normal 30-day waiting period. Should the flood waters rise, the land fall, or the mud slide, you’ll be glad you bought it.

You And Your Family

You and your family must have a family emergency plan. While you’ll find a more detailed list at www.Ready.gov (click on Get A Kit and Make A Plan), here are some basic ideas:

  1. Each family member should know exactly where everyone will reunite after a disaster.
  2. If you can’t use the first designated spot, make sure you have a backup site where you’ll meet.
  3. Know how to get out of your home and neighborhood. And practice using these escape routes.
  4. Have an out-of-state friend  or relative everyone can call to tell of their well-being and location.
  5. Purchase a water and fireproof security chest or safe and keep copies of your important documents there. When at all possible, keep originals in a safe deposit box.
  6. Make copies of the front and backs of all credit and debit cards, and drivers licenses.
  7. Have emergency cash, if the ATMs are not functioning.
  8. Make sure every family member has a Go Bag. Go to www.Ready.gov to see what should be in your bag.
  9. Prepare a stash of emergency supplies for your home. For example, non-perishable canned foods, one gallon of water for each person for each day for at least 4 days. Some other items are a first-aid kit, flashlights and extra batteries, whistles, toothbrushes, toothpaste, soap, and feminine hygiene products.

You’ll find videos on preparing for emergencies at https://insuremeeg.com/Emegency_Preparedness.html. Actively use this information and you and those you love will increase your chances of better surviving a local or national disaster.

And about the earthquake we had earlier, I apologize for making the earth move as I did. Carry on.

Two People Who Want To Kill Their Infant|BrooklynCovered

And the sad part? These two should-have-never-been-able-to-conceive excuses for parents would demand their insurance company provide the best care for their infant. As the child grew, they would demand the public school system provide the best possible education for their child. They would probably also demand their state and local legislators change existing estate planning laws re: Special Needs Children just so their child would benefit from greater access to lifelong services and funding.

Some Parents Treat Their Children Like They’re A Major Inconvenience

So, there we were, myself and Salvatore Cataldo, owner of the soon-to-be world-famous Cataldo’s Italian Restaurant and Pizzeria (www.cataldos54.com), at 564 Vanderbilt Avenue, standing outside of his restaurant this morning, Sunday, August 21, 2011 at approximately 11:20 am.

The sun shone brightly (the biblical rain I am listening to outside my window wasn’t falling this morning), and as Sal and I spoke, I saw what can only be described as the complete disregard for an infants well-being by what passes for parents today.

Heading north on Vanderbilt Avenue were two couples, and both fathers were responsible for transporting their babies on their bicycles. The second father was doing everything right. The child wore a protective helmet of the proper fit and size. The child was also secured in a protective bicycle seat. Even better, both Dad and Mom were wearing bicycle helmets. Great.

It was, however, Dad and Mom number 1 who made me want to run out into the street and snatch their child from their stupid grasp.

Dad number 1, you see, was carrying what looked like an infant in one of those cloth baby carriers. You know the kind I’m talking about. They’re made of cloth and designed to support the infant’s head while allowing their little arms and legs to move. Something you wouldn’t put a child older than one year of age in. They provide absolutely no protection in an accident. Worse yet, the little infant lacked any form of head protection.

Breaking The Law, Breaking The Law

Article 34, section 1238 of the New York State Vehicle and Traffic Law is quite specific about the minimum age of passenger on bicycles. It states;

Section 1238. Passengers on bicycles under one year of age prohibited; passengers and operators under fourteen years of age to wear protective headgear.   1. No person operating a bicycle shall allow a person who is under one year of age to ride as a passenger on a bicycle nor shall such person be carried in a pack fastened to the operator. A first violation of the provisions of this subdivision shall result in no fine. A second violation shall result in a civil fine not to exceed fifty dollars.

2. No person operating a bicycle shall allow a person one or more years of age and less than five years of age to ride as a passenger on a bicycle unless: (a) such passenger is wearing a helmet meeting standards established by the commissioner. For the purposes of this subdivision wearing a helmet means having a helmet of good fit fastened securely upon the head with the helmet straps; and

(b) such passenger is placed in a separate seat attached to the bicycle and such seat shall have adequate provision for retaining the passenger in place and for protecting the passenger from the moving parts of the bicycle.”

“So What?”  You Say?

Let’s imagine the worst. Both child-carrying Dads crash or fall because of  some obstruction on the roadway say,  a stone, a stick, a slippery metal road covering because of ongoing sewer rehabilitation. Even worse, they collide with a Distracted Pedestrian who’s watching a movie, texting or talking while walking.  Now Dad number 2 and his child may suffer some nicks and cuts, but should avoid suffering permanent damage to their brain cells.

Dad number 1 and his child would be a different story. The baby would have a higher chance of suffering permanent brain damage, not to mention the loss of use of one or more of its limbs. Or, the infant would die.

And the sad part? These two should-have-never-been-able-to-conceive excuses for parents would demand their health insurance company give the best care for their infant. As the child grew, they would demand the public school system provide the best possible education for their child. They would probably also demand their state and local legislators change existing estate planning laws re: Special Needs Children just so their child would benefit from greater access to lifelong services and funding.

Here’s What I Say-Deny, Deny, Deny.

Now, to his credit, Sal was trying to calm me down. Then  I gave him the reality of increased health care costs because these two “parents” didn’t love their child enough. Add to that the resources that might go to this child due to his parents foolishness, which could lead to higher taxes for us. And let’s not downplay the effect a liability suit could have on both the cost and availability of certain insurance coverages

And worse, the danger those parents placed their infant child in.

So here’s what I say: Deny.

Deny them the right to receive any medical benefits for their child.
Deny them the right to receive anything but the most basic education for their child, unless they pay for it from their own pockets.
Deny them the right to sue the city and/or utility or private firm for their failure to properly cover road hazards.
Deny them the right to sue the Distracted Pedestrian, or the driver of the car which strikes them by accident (Come on,  if they’re this dense, you know they’re running red lights on their bikes).

I do demand the law be changed. The civil fine for the first violation should be no less than one thousand dollars ($1,000.00). For a second violation of any part of the law, twenty-five hundred dollars ($2,500.00), and the impounding of their bicycles until they prove the child is properly protected and of age to be a bicycle passenger. A third violation? Removal of the child from the parents. Why? They are clearing demonstrating they love to bike more than they love their child.

Sal, once he helped me get my blood pressure down to a reasonable level, put it all into perspective. “My friend,” he said, “I can almost guarantee you nothing will ever happen to that kid. The kid whose parents do all the right things, that’s the one who will suffer. That one, nothing  will ever happen to it. And that’s the way it is.”

Let’s pray he’s right.

Your Last Letter to Your Loved Ones | BrooklynCovered

Pookies tears streamed down my shoulder as we hugged at his father’s graveside. His Mom rose from her chair, came over and hugged me, saying, “Thank you for getting my man to write us that letter. I knew we had paid-up cemetery plots, but I didn’t know where. He never told me he had so much life insurance, and all of those investments.”

The most important letter you’ve never written will cause your family the most grief and confusion when you die.

A powerful and overwhelming sense of loss always accompanies a loved one’s death.

Growing up, one of my best friends, one of my main men (we didn’t refer to each other as ‘son’ or with the ‘n’ word. You see, we knew you gave birth to sons, and if anyone called you the ‘n’ word, well, somebody was going to die), was a great dude named Pookie Jones. What’s his real name? I forget. Back in those days, everyone went by their nickname.

I ran into Pookie a few years back and inquired about his family. His jubilant mood turned sad when he looked at me and said, “Mom is great. But Dad, he’s, well not so good. He’s got the Big P.”

Prostate cancer.

All I could say was, “Damn.”

“Mom is really worried man. You know how it is when people have those over-50-years marriages. Guys like Dad took care of everything, while Mom was taking care of us. She really doesn’t know too much about the mortgage, or the different bills.

“We don’t even know if Dad has a will. You know how those old men are. Either they think you’re asking because you’re waiting for them to die, or they think they’re going to live forever”

Man, don’t I know it.

“Yo, G, Dad always liked you, well except when he caught you and my sister kissing in the basement that time. Could you talk to him? Not for me, dude, for Mom?”

I told Pookie if his Mom would make me one of her special, blessed by the angels sweet potato pies, I’d force the old Marine into submission. For two pies, I’d make him scream uncle. Twice.

When I went to see his folks, the jubilation was soon tempered by Mr. Jones’ question, “So, after all of these years, my son must have brought you here for a good reason. You here for my wifes’ sweet potato pie or are you here to learn all about my business?”

I looked him straight in the eye (just as I did when he caught us kissing in the basement. I’d read in National Geographic that to stop a tiger from charging and eating you, well, you did just that. You look them straight in the eye) and said, “Yes sir. No sir.”

“What?”, he asked.

“Yes sir, I am here to collect my sweet potato pie. Two of them, in fact. And no sir, I don’t want to know all about your business. I’d just like you to write your family one last letter, the most important letter you’ll ever leave for them.”

“I don’t intend to die anytime soon, youngster. I am going to whip this damn cancer. It’s messing with my love life.”

“And sir, if I was your cancer, I’d of already left town. If I was Saint Peter, I’d ask for vacation when I saw you coming toward the pearly gates. And I know your family doesn’t want you to die, sir.

“Thank you for sharing that, sir. I’d just like you to leave them a letter, sir, a true love letter.”

He fixed me with the same steely glare which made so many young men have embarrassing accidents back in the day. (It never worked on me, though. I was too naïve to be scared.)

“All right youngster. What kind of letter would you have me write?”

I reached into my bag and handed him a copy of  “Letter to My Loved Ones.”

“This is the letter, sir.”

“Looks like a lot of work, youngster.”

“Not as much as you family would have to do without you, sir. Just in case you only live another 20 instead of 50, years, sir.”

He flipped through the eight pages. Then, he smiled at me. Which, if you’ve ever been in the woods, staring at a Bengal tiger, is the most frightening thing in the world. No, more frightening. The tiger would’ve run home to its momma.

“I should’ve made you marry my daughter.”

“Sir, we were only kissing.”

“That was enough for me. And don’t get too happy, you’re only leaving with one pie.”

One Year Later…

The cancer won.

Pookies’ tears streamed down my shoulder as we hugged at his father’s graveside. His Mom rose from her chair, came over and hugged me, saying, “Thank you for getting my man to write us that letter. I knew we had paid-up cemetery plots, but I didn’t know where. He never told me he had so much life insurance, and all of those investments.

“We’d have so much confusion now but for that letter.”

And then she really blew me away as she handed me a copy of the letter and said, “He put a special note to you in the letter.”

Shocked, I accepted my copy, and a huge smile appeared as I read the words:

“Just one pie at a time, youngster. Just one pie at a time.”

Unfortunately, chaos often ensues after the death of a loved one. Why?

They failed to leave instructions about their estate. Leaving their loved ones, at such a critical time to try to learn the answer to questions like;

  • What did they own?
  • Where are their last three income tax returns?
  • What military service benefits are they entitled to?
  • Where are the life, home, and auto policies?
  • Who are their accountant, financial representative, insurance agent, funeral director, and attorney?
  • Were there any safe deposit boxes? If there are, where are they?
  • What hymns should be sung, what verses of scripture read at their funeral?
  • Do they own a cemetery plot?

The wrong time to answer these and many other questions is when someone dies.

To help you start your personal “Final Roadmap”, click here to access a copy of  My Letter to My Loved Ones.” This eight-page document assists you in generating the answers to the types of questions many families can’t answer when a loved one dies.

And please, feel free to share this My Letter to My Loved Ones” with your family and friends.

The less confusion, the better.

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